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Most banks integrate with QuickBooks to assistance businesses streamline their fiscal management. Read our usher to the champion banks for QuickBooks integration.
Finding a slope that offers seamless integration with QuickBooks is important for tiny concern owners who usage this bundle for bookkeeping. It saves large clip and effort from manually adding accounting accusation and reduces errors. Many banks and fiscal exertion (fintech) companies connection QuickBooks slope relationship integration, truthful it’s champion to see the different features they supply arsenic well. We reappraisal the 10 champion banks that integrate with QuickBooks.
- Best wide slope that integrates with QuickBooks: Chase Member FDIC.
- Best for tiny businesses with debased transactions: U.S. Bank Member FDIC.
- Best for earning precocious interest: Bluevine Provider is simply a fintech level backed by and FDIC-insured done a supporting slope concern with Coastal Community Bank.
- Best for rewards and precocious escaped currency deposits: Bank of America Member FDIC.
- Best for teams needing much accounts and debit cards: Relay Provider is simply a fintech level backed by and FDIC-insured done a supporting slope concern with Thread Bank.
- Best for expanded FDIC sum and unlimited ATM interest refunds: Axos Bank Member FDIC.
- Best for large-scale startups needing much FDIC insurance: Mercury Provider is simply a fintech level backed by and FDIC-insured done supporting slope partnerships with Choice Financial Group and Evolve Bank & Trust.
- Best for speedy payments done Novo Boost: Novo Provider is simply a fintech level backed by and FDIC-insured done a supporting slope concern with Middlesex Federal Savings.
- Best for self-employed professionals: Found Provider is simply a fintech level backed by and FDIC-insured done a supporting slope concern with Middlesex Federal Savings.
- Best for QuickBooks users prioritizing convenience: QuickBooks Checking Provider is simply a fintech level backed by and FDIC-insured done supporting slope partnerships with Green Dot Bank.
Best banks that integrate with QuickBooks speedy comparison
Below, we summed up the apical features we considered for the 10 fiscal providers. Here is our database of banks that integrate with QuickBooks Online.
Chase: Best wide slope that integrates with QuickBooks
Image: Chase
Our rating: 4.36 retired of 5
Chase is our apical prime for the champion banks that integrate with QuickBooks. The full-service slope automatically transfers recognition paper outgo information and slope transactions from your concern relationship into your QuickBooks Online accounts daily, which see paper sales, refunds, fees, chargebacks, income, and expenses. This makes it casual to reconcile your slope accounts. Chase offers 3 concern checking accounts with waivable fees, in-person banking successful aggregate states, businesslike banking tools, and implicit banking products and services.
Why we chose it
We judge that Chase is wide the champion slope for QuickBooks integration due to the fact that it offers a afloat suite of concern banking products and services and has a nationwide subdivision presence. Aside from concern checking accounts and savings products, the slope extends recognition cards, merchant services, postulation services, and assorted lending options. It has much than 4,700 subdivision locations covering 48 states, making it precise accessible to astir businesses that similar to slope successful person.
The lowest-tier Chase Business Complete Banking provides 20 insubstantial transactions, unlimited physics transactions, and a monthly currency deposit allowance of $5,000.
Monthly fees
- Chase Business Complete Banking: $15; waivable by having immoderate of these:
- $2,000 mean regular balance.
- $2,000 Chase Ink Business Cards spend.
- $2,000 successful deposits from Chase QuickAccept oregon different eligible Chase Payment Solutions transactions.
- Chase Private Client Checking account.
- Qualifying impervious of subject status.
- Chase Performance Business Checking: $30; waivable by gathering a $35,000 oregon greater combined mean regular equilibrium (ADB) successful qualifying concern deposit accounts.
- Chase Platinum Business Checking: $95; waivable by gathering a $100,000 combined ADB crossed qualifying concern deposit and concern accounts. With a linked Private Client Checking account, the required ADB is $50,000.
Features
- Free subordinate and worker debit cards upon request.
- Digital banking and subdivision locations successful 48 states.
- Chase Bank QuickBooks integration.
- Built-in paper acceptance done its mobile app.
- Fraud extortion services.
- Payment and invoicing services via Chase Payment Solutions.
- Online and subdivision lawsuit support.
- Waiver of the monthly interest of Business Total Savings by linking a Business Complete Banking account.
Pros and cons
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U.S. Bank: Best for tiny businesses with debased transactions
Image: U.S. Bank
Our rating: 4.36 retired of 5
U.S. Bank is simply a accepted slope that lets you instrumentality power of your fiscal information by allowing you to nexus your slope relationship with QuickBooks Online to oversee some your slope and recognition paper transactions. You tin commencement by setting up your QuickBooks Online account. The slope offers 3 concern checking options, a specialized nonprofit account, and respective currency absorption and outgo processing services.
Why we chose it
Integrating QuickBooks with your slope accounts streamlines the accounting process for your business. Small concern owners who are conscionable starting volition find that they tin prevention erstwhile opening U.S. Bank’s starter account, Silver Business Checking, since it does not complaint a monthly fee. This relationship provides 125 escaped monthly transactions and $2,500 fee-free monthly currency deposits.
In addition, you tin gain up to an $800 bonus erstwhile you unfastened a new, eligible U.S. Bank concern checking relationship (promo code: Q3AFL24) and implicit qualifying activities, taxable to definite presumption and limitations — connection valid done September 30, 2024. Member FDIC.
Monthly fees
- Silver Business Checking: $0
- Gold Business Checking: $20; waivable by having immoderate of these:
- A U.S. Bank Payment Solutions Merchant account.
- $10,000 mean collected balance.
- $20,000 combined mean collected concern deposit balances.
- $50,000 combined mean collected concern deposits and outstanding recognition balances.
- Platinum Business Checking: $30; waivable by having immoderate of these:
- $25,000 mean collected checking balance.
- $75,000 combined mean collected concern deposits and outstanding recognition balances.
Features
- QuickBooks and ADP integrations.
- Zelle, point-of-sale (POS) solutions, and currency absorption services.
- Overdraft protection.
- Online and mobile banking.
- 50% discount connected archetypal cheque order.
- Check fraud prevention services.
- Remote deposit capture.
- Lending options see Small Business Administration loans, lines of credit, word loans, and aesculapian signifier financing.
Pros and cons
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Bluevine: Best for earning precocious interest
Image: Bluevine
Our rating: 4.32 retired of 5
Bluevine is simply a apical fintech institution that offers precocious yields and a QuickBooks Online integration. You volition find it casual to lucifer your billing, transaction, and payee accusation connected some platforms. Aside from QuickBooks, Bluevine has large integrations with galore outgo and accounting software. It besides offers competitory involvement for 3 concern checking products, an fantabulous enactment of credit, a currency back-earning recognition card, and accelerated planetary concern payments.
Why we chose it
What is large astir Bluevine is it gives you antithetic options for concern checking accounts, which supply unlimited transactions. You tin commencement with Bluevine Standard, which does not person a monthly fee, and bask a 2.0% APY of up to $250,000 erstwhile you conscionable qualifying activities. As your concern scales, you tin motion up for premium accounts and gain higher yields (3.0% to 4.25%) portion reducing your fees connected modular banking services, similar ligament transfers and same-day ACH transactions.
Bluevine Standard’s monthly transactions are unlimited. Cash deposits are allowed astatine Green Dot for $4.95 per deposit and astatine Allpoint+ ATMs for $1 positive 0.5% of the deposit amount.
Monthly fees
- Bluevine Standard: $0
- Bluevine Plus: $30; waivable by having:
- An ADB of $20,000 crossed your Bluevine checking account, including subaccounts.
- A walk of $2,000 monthly utilizing your Bluevine debit paper oregon recognition card.
- Bluevine Premier: $95; waivable by meeting:
- An ADB of $100,000 crossed your Bluevine checking account, including subaccounts.
- A walk of $5,000 monthly utilizing your Bluevine debit paper oregon recognition card.
Features
- Quickbooks, Xero, and Wave integrations.
- Compatible with Wise, Venmo, CashApp, and Square.
- International payments to 32 countries successful 15 currencies.
- Lines of recognition up to $250,000 astatine debased rates.
- Business recognition paper with unlimited cashback and a $0 yearly fee.
- Two escaped checkbook orders annually.
- Free home incoming ligament transfers.
- Priority lawsuit enactment for Bluevine Premier clients.
Pros and cons
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Bank of America: Best for rewards and precocious escaped currency deposits
Image: Bank of America
Our rating: 4.32 retired of 5
Bank of America offers concern customers a QuickBooks Online transportation to way income and expenses, nonstop invoices, and signifier fiscal reports. You get a wide presumption of your nett and spending and make profit-and-loss and disbursal reports. Business customers besides person entree to Connected Apps, which customers tin easy negociate and show the mode their concern is performing with an all-in-one dashboard. They tin link their QuickBooks relationship to the dashboard and presumption insights specified arsenic gross trends, merchandise performance, and mean walk per sale. Bank of America is well-established, providing a wide array of fiscal products and services, including trusts and status accounts. The slope besides gives a invited bonus for caller accounts.
Why we chose it
Aside from its QuickBooks slope relationship integration, Bank of America provides a concern checking relationship with a precocious currency deposit bounds and rewards. When you unfastened its entry-level Business Advantage Fundamentals Banking account, you get up to $7,500 fee-free currency deposits and 200 fee-free transactions per month, which suit cash-reliant businesses. Signing up for its escaped preferred rewards programme entitles you to savings complaint boosts, recognition paper bonus rewards, and complaint discounts connected lending products.
Monthly fees
- Business Advantage Fundamentals Banking: $16; waivable by having:
- A $5,000 combined mean monthly balance.
- At slightest $250 successful caller nett qualified debit paper purchases.
- A Preferred Rewards for Business membership.
- Business Advantage Relationship Banking: $29.95; waivable by having:
- A $15,000 combined mean monthly balance.
- A Preferred Rewards for Business membership.
Features
- Cash Flow Monitor, a currency absorption instrumentality to way concern performance.
- Integrates with QuickBooks, ADP, and Zelle.
- Bill pay.
- Waived monthly interest for 2nd Business Advantage Relationship Banking account.
- Free entree to concern recognition people information.
- Small concern lending includes secured and unsecured lines of credit, SBA loans, commercialized existent property (CRE) loans, and healthcare signifier loans.
- Individual status accounts (IRA) done Merrill Edge.
- Preferred Rewards for Business with tiered rewards.
Pros and cons
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Relay: Best for teams needing much accounts and debit cards
Image: Relay
Our rating: 4.32 retired of 5
Relay, a fintech company, helps to simplify your bookkeeping done nonstop syncing of your banking information with QuickBooks Online. Card purchases are auto-categorized, and cheque images are attached to your deposit transactions for elaborate and close monthly reconciliation. Relay makes disbursal tracking casual by providing aggregate concern accounts and debit cards. Account permissions besides fto you delegate fiscal tasks, redeeming concern owners time.
Why we chose it
Rapidly expanding businesses won’t request to interest whether their concern checking accounts tin support up with their growth. They tin unfastened up to 20 reserve accounts and make up to 50 debit cards to assistance negociate spending and way expenses successful detail. You tin besides prevention connected fees erstwhile you deposit oregon retreat astatine Allpoint ATMs, which is rewarding for budget-conscious companies.
Relay offers unlimited transactions and fee-free currency deposits astatine Allpoint+ ATMs. In addition, you tin deposit currency astatine implicit 90,000 Green Dot retail locations, but a interest of $4.95 per transaction tin apply.
Monthly fees
- Relay Business Checking: $0.
- Relay Pro: $30; not waivable.
Features
- QuickBooks, Xero, Gusto, and Plaid integrations.
- Relay concern savings accounts gain 1%–3% interest.
- Shared relationship entree with squad members.
- Debit cards tin beryllium customized.
- No overdraft fees.
- $5 to $10 ligament fees (Relay Business Checking) and $0 ligament fees (Relay Pro).
- Relay Pro offers fee-free outgoing wires, same-day ACH, and much perks.
- Email and telephone support.
Pros and cons
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Axos Bank: Best for expanded FDIC sum and unlimited ATM interest refunds
Image: Axos Bank
Our rating: 4.32 retired of 5
Axos Bank is an online-only slope offering concern users integrated QuickBooks desktop and QuickBooks online versions. Aside from QuickBooks and ADP integrations, Axos has a afloat scope of concern banking products, specified arsenic savings accounts, wealth markets, CDs, lending, merchant services, and payroll services. Through Insured Cash Sweep (ICS), your concern funds tin beryllium FDIC-insured up to $240 million. On apical of that, the slope reimburses users for each home ATM fees.
Why we chose it
Business owners tin maximize their savings with an Axos Bank concern checking relationship since it offers unlimited home ATM interest refunds. It besides waives the monthly interest connected its basal tier account. Like fintech options, this online-only slope provides unlimited transactions and allows fee-free currency deposits astatine MoneyPass and Allpoint networks. However, if you opt to deposit astatine Green Dot retail locations, it costs $4.95 per item.
Axos Bank gives a invited bonus of $400 erstwhile you unfastened a caller concern checking account.
Monthly fees
- Basic Business Checking: $0.
- Business Interest Checking: $10; waivable with a $5,000 ADB.
Features
- Unlimited transactions for lowest-tier checking.
- QuickBooks and ADP integrations.
- Remote deposit seizure (60 items monthly).
- No incoming ligament fees and currency deposit fees astatine MoneyPass and Allpoint ATMs.
- FDIC security of up to $240 cardinal via ICS.
- 1.01% APY for interest-bearing accounts.
- SBA loans and CRE loans.
- Celero Merchant Solutions.
Pros and cons
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Mercury: Best for large-scale startups needing much FDIC insurance
Image: Mercury
Our rating: 4.31 retired of 5
Mercury, a fintech geared for tech startups, makes accounting a breeze done syncing measure payments, regular payments, and debit and recognition paper transactions from your Mercury account. Accounting records are auto-created successful QuickBooks by assigning wide ledger codes. Mercury besides has coagulated concern bundle integrations, resource-rich features for startups done capitalist connections and networking, a precocious APY Treasury product, and above-the-standard FDIC security coverage.
Why we chose it
Mercury is an outstanding enactment for startups and tech companies with important funds. They tin instrumentality vantage of Mercury Vault, which provides FDIC sum of up to $5 cardinal done a expanse network. Mercury’s fee-free concern checking relationship has nary transaction limit, required minimum balance, opening deposit, and monthly fee. However, currency deposits are not allowed. Businesses tin payment from its currency back-giving IO Mastercard and high-yield Mercury Treasury product.
Monthly fee
- Mercury Business Checking: $0.
Features
- Physical and virtual debit cards.
- QuickBooks, Netsuite, and Xero accounting bundle integration.
- Compatible with Shopify, Stripe, Square, Zapier, Amazon, and PayPal outgo processors.
- High APY complaint via Mercury Treasury.
- IO firm paper provides 1.5% car currency backmost rewards.
- Can unfastened a savings relationship erstwhile you person a checking account.
- Customized relationship entree and 14 subaccounts.
- Advanced accounting automation is disposable nether a subscription plan.
- Mercury capitalist database.
Pros and cons
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Novo: Best for speedy payments done Novo Boost
Image: Novo
Our rating: 4.06 retired of 5
Novo, different outstanding fintech, provides QuickBooks slope integration. You tin presumption each your accounting information successful your Novo dashboard alternatively of switching betwixt spreadsheets. New Novo users get a 30% discount connected QuickBooks for the archetypal six months. Novo helps businesses fund done a fee-free concern checking account, monthly ATM interest refunds of up to $7, debased fees erstwhile sending planetary payments, and faster outgo acceptance for Stripe users.
Why we chose it
As a concern owner, you similar to person lawsuit payments faster. Novo offers this payment done Novo Boost. Instead of waiting for days, Stripe payments are received successful a fewer hours. You tin besides nonstop vendor payments via Express ACH, which allows same-day receipt earlier the transportation cutoff periods. Novo besides lets you make up to 20 reserve accounts to abstracted your tax, payroll, and different concern cognition expenses, which helps signifier your finances better.
The Novo Business Checking has nary restrictions connected the fig of escaped monthly transactions. However, currency tin lone beryllium deposited done wealth orders.
Monthly fee
- Novo Business Checking: $0.
Features
- Low-fee planetary payments done Wise partnership.
- Integrations see QuickBooks, Stripe, Square, and PayPal.
- Unlimited and escaped customized invoices done the Novo app.
- Physical and virtual debit cards.
- No modular ACH fees.
- Free incoming ligament transfers.
- Novo perks see discounts connected QuickBooks, Stripe, and Google Cloud.
- Merchant currency advances financing up to $75,000 via Novo Funding.
Pros and cons
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Found: Best for self-employed professionals
Image: Found
Our rating: 3.81 retired of 5
Found, a fintech level designed for self-employed professionals, lets you import your QuickBooks transaction details to way each income and expenses done its ain bookkeeping system. Found’s all-in-one banking solution offers users car disbursal tracking, customized invoicing, fiscal reporting, and budgeting tools. No recognition checks are performed erstwhile opening a checking account.
Why we chose it
We urge Found for its built-in bookkeeping software, taxation tools, and escaped invoicing services. It simplifies moving your concern with its concern checking account, which does not person hidden fees oregon equilibrium minimums. You tin auto-track and categorize your expenses, tally reports, reappraisal taxation estimates, and seizure and prevention receipts, which is time-saving.
With Found, currency deposits tin beryllium made astatine implicit 80,000 retail locations. The fees for deposits whitethorn vary.
Monthly fee
- Found Business Checking: $0.
- Found Plus: $19.99 per period oregon $149.99 per year.
Features
- QuickBooks integration and built-in Found bookkeeping software.
- Deposit currency astatine implicit 80,000 retailers; fees tin apply.
- Tax tools for payment, auto-saving, and write-offs.
- Free, unlimited, and customized invoices.
- Payment integrations see PayPal, Cash App, Square, Stripe, and Venmo.
- No recognition checks.
- No ACH fees.
- No ATM fees (Found does not complaint for ATM withdrawals, but third-party relation fees whitethorn apply).
- Found Plus offers 1.5% APY connected balances up to $20,000, customized bookkeeping, and precedence lawsuit service.
Pros and cons
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QuickBooks Checking: Best for QuickBooks users prioritizing convenience
Image: QuickBooks
Our rating: 3.48 retired of 5
The QuickBooks Checking relationship links with payments, measure pay, and payroll. QuickBooks users who similar the convenience of managing each their fiscal information successful the QuickBooks strategy tin streamline their accounting and simplify the handling of their fiscal transactions. If you program to subscribe to this accounting software, you whitethorn beryllium funny successful speechmaking the QuickBooks Online review. QuickBooks Checking is fee-free and offers a competitory involvement of 5% by placing funds into concern savings envelopes.
Why we chose it
Signing up with a concern checking relationship erstwhile you enactment with QuickBooks is efficient. You tin negociate your bills, docket payments, and prevention up and allocate your funds for circumstantial concern expenses. You besides gain an APY of 5% done its savings feature, envelopes. Further, your funds are FDIC-insured up to $5 cardinal done a expanse web via Green Dot Bank, the fintech’s partner.
QuickBooks Checking offers 4 fee-free withdrawals astatine Allpoint ATMs each month. Cash deposits are allowed astatine participating retailers, but a interest of up to $5.95 whitethorn beryllium charged.
Monthly fee
- QuickBooks Checking: $0.
Features
- Instant deposit for accelerated transportation of funds from QuickBooks Payments.
- Free cheque deposit via the app.
- Cash deposits astatine retail locations, but fees apply.
- Nine reserve accounts.
- Integrates with QuickBooks Online and QuickBooks Payment.
- Cash absorption tools and currency travel forecasting.
- FDIC sum of up to $5 cardinal via expanse program.
- Robust accounting, payment, and payroll bundle products.
Pros and cons
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How to take the champion banks that integrate with QuickBooks
We looked astatine the pursuing factors erstwhile evaluating and assigning a standing for the champion banks for QuickBooks integration:
- Monthly fees and waiver conditions.
- Minimum opening deposit and required maintaining balances.
- Interest complaint offered.
- ATM fees and transaction limits, including ATM web availability.
- Cash deposit options and limits.
- Wire transportation costs and limits.
- Account features.
- Business bundle integrations.
- Business products and services offered.
- Geographic locations.
- Customer enactment availability.
Methodology
Before creating the database of banks that integrate with QuickBooks Online, we cautiously checked if the slope offers QuickBooks integration. We besides reviewed the bank’s interest structure, specifically the monthly fee, opening balance, required equilibrium requirements, and ATM fees. We besides took into relationship the APY, monthly transaction and currency deposit allowances, easiness of relationship opening, availability of carnal branches, and different existing concern banking products.
Frequently asked questions
What slope does QuickBooks use?
QuickBooks (Intuit) is considered a fintech company, not a bank. However, its banking services are provided by its partner, Green Dot Bank, Member FDIC.
Can each slope accounts beryllium linked to QuickBooks?
Most banks enactment QuickBooks integration, adjacent tiny recognition unions. But if you cannot nexus your slope account, you tin inactive upload your transactions manually to your QuickBooks Online account.
How harmless is it to link a slope to QuickBooks?
Linking your slope accounts to QuickBooks is precise safe. The institution offers robust information measures, specified arsenic read-only slope connections, password protection, SSL and RSA encryptions, and more, to safeguard your fiscal data.
Is determination a bounds to the fig of banks I tin link to QuickBooks?
No, QuickBooks does not enforce an precocious bounds connected the fig of slope accounts that tin beryllium added to 1 QuickBooks Online institution file.
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